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INSURANCE PLANNING

Insurance has most important role in our life. Insurance is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk management. Insurance company is the carrier who selling the insurance, policy holder is the person who is buying the insurance policy and premium is the amount of money to be charged for a certain amount of insurance.

The insured receives a contract from company called policy. This contract has all the conditions and limitations written.

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