PARTICIPATING WHOLE LIFE INSURANCE

Participating whole life policy is lifelong protection for rest of your life. Over the long term, whole life policy isbetter financial choice than buying and renewing temporary life policy. Participating whole life insurance works well for people who wants their investment component to be managed by investment professionals. It is primarily invested in high quality bonds and mortgages. The long-term focus and high quality of the assets results in a relatively stable return over the long run.

This type of insurance typically has a guaranteed basic premium, guaranteed basic coverage and guaranteed cash values.

The initial premium for participating insurance is generally higher than for similar plans that don’t offer dividends, but the net cost after receiving dividends is expected to be lower over the long term.

Speak with a Sahib Insurance advisor today to choose the right Participating whole life policy.

Tip: Always ask advisor for long term Dividend scale history.